Postgraduate UGC Approved by UGC MCOM

Master of Commerce M.Com · 2 years

Last updated · Confirm dates, fees and eligibility on the official website before you apply.

Master of Commerce course overview, eligibility, duration and progression options.

M.Com student using a calculator and laptop to check entries in a printed financial statement.
Duration
2 years
Entry after
Graduation
Entrance exam
CUET PG
Study mode
OnCampus
Licence
Not required
Overview

About this course

Compare specialisations in accounting, finance, banking and taxation with research and professional goals.

Indicative eligibility: A recognised B.Com or accepted commerce, accounting, finance or business-related bachelor degree.

Always verify the current official admission notification before applying.

01 · Overview

Course overview

Compare specialisations in accounting, finance, banking and taxation with research and professional goals.
02 · Eligibility and admission

Eligibility and admission

A recognised B.Com or accepted commerce, accounting, finance or business-related bachelor degree. Exact marks, subjects, age, entrance and selection rules vary by institution and admission year.
03 · More detail

What students and parents should verify

Check recognition, syllabus, faculty, facilities, practical exposure, total cost, refund rules, entrance process, progression and credible outcome evidence before admission.
04 · Where this leads

Where this can lead

Where people work.

  • Corporate finance departments
  • CA and audit firms
  • Banks and financial institutions
  • Colleges and universities
  • Tax consultancies
  • Government financial services

What you can study next.

  • Ph.D Commerce
  • UGC NET for academia
  • CA/CS/CMA
  • MBA Finance
  • Financial certifications
05 · Next steps

Cost, duration and indicative earnings

Indicative total course fee. Govt/University: about 20,000 - 1,50,000 total; Private: about 1,50,000 - 8,00,000 total.

Indicative starting salary. 25,000 - 50,000 per month.

Typical duration. 2 years.

Fees and salaries here are indicative ranges, not quotes. Confirm the current fee with the institution and treat the salary as a starting range that varies by employer and location.

06 · What you learn

What you learn

Over two years, you study advanced accounting, finance, taxation and business research.

StageCore contentAlongside it
Year 1 Advanced accounting, finance and taxation. Commerce theory and business research.
Year 2 Further study in accounting, finance, taxation and business research. Research work and preparation for routes such as UGC NET, CA, CS, CMA or MBA Finance.

Ask before you enrol. How many supervised business research hours do students receive, and does the course include a research project or dissertation?

07 · Who it suits

Who it suits

M.Com suits you if you want to build deeper skills in accounting, finance, taxation or business research after a commerce-related degree.

  • You have completed a B.Com or an accepted degree in commerce, accounting, finance or business.
  • You want to prepare for roles such as accountant, banking officer, tax consultant or financial analyst.
  • You are considering UGC NET and college teaching, followed by a Ph.D in Commerce.
  • You plan to combine your degree with CA, CS, CMA, MBA Finance or financial certifications.
  • You are ready for two years of postgraduate study, usually through CUET PG, university merit or a state admission process.
  • It does not suit you if you want to enter a field unrelated to commerce or finance straight after graduation.
08 · Cost

What it will actually cost you

For a two-year M.Com, government and university fees usually cost far less than private university fees.

Line itemTypicalWorth knowing
Government or university institution fee Rs 20,000 - 1,50,000 total This is the indicative fee for the full two-year course. Fees differ by university, state and seat category.
Private university institution fee Rs 1,50,000 - 8,00,000 total This is the indicative fee for the full two-year course. Check whether examination and other university charges are included.

Government and university colleges may offer fee concessions for reserved categories under their rules. Check the admission notice for scholarship, concession, instalment and fee-refund conditions before paying.

Indicative ranges, not quotations. Confirm the current fee with the institution before you pay anything.

09 · Certifications

Certifications that change what you earn

An M.Com does not need a licence to practise. UGC NET, CA, CS and CMA are the main assessed qualifications that change your options in teaching, tax, compliance and corporate finance.

CertificationWhat it provesWhat it changes
UGC NET You have cleared the national eligibility test used for college and university teaching roles. opens eligibility for Assistant Professor posts, subject to the recruiting institution's rules
Chartered Accountancy (CA) You have passed the professional accountancy qualification for audit, taxation and financial reporting work. supports progression in CA and audit firms, tax consultancies and corporate finance
Company Secretary (CS) You have passed the professional qualification in company law, compliance and corporate governance. opens company secretarial and compliance-focused roles
Cost and Management Accountancy (CMA) You have passed the professional qualification in cost accounting and management accounting. supports progression in costing, budgeting and corporate finance roles
10 · Earnings

What it pays, and what changes it

In India, M.Com graduates commonly start at ₹25,000 to ₹50,000 a month in accounting, banking, tax, finance or research support roles.

India

Pay rises faster when you add work experience or a professional qualification such as CA, CS, CMA or UGC NET.

StageMonthlyWhat it depends on
Entry level ₹25,000–₹50,000 After M.Com, in junior accounting, finance, banking, tax or research roles.
Early career ₹35,000–₹60,000 With a few years of relevant work in corporate finance, audit, banking or tax work.
Experienced ₹50,000–₹80,000 With stronger responsibility in finance, accounts, analysis or tax, often alongside CA, CS, CMA or similar professional progress.
College teaching or senior finance roles ₹60,000–₹1,00,000 For roles needing UGC NET for academia, or substantial experience and professional qualifications in corporate finance.

Indicative bands for 2026, not measured salary data. What people actually earn varies by employer, state and sector.

11 · The honest part

The honest part

An M.Com does not automatically make you a chartered accountant, tax specialist or college teacher. Entry-level finance and accounting roles still compete with graduates who hold CA, CS, CMA or job-specific certifications. Fees range widely, from about ₹20,000 to ₹1.5 lakh in government or university colleges, and about ₹1.5 lakh to ₹8 lakh in private institutions. A higher fee alone does not settle the competition for work.

The degree gives you two years to study advanced accounting, finance, taxation and business research in a structured way. It fits well if you want to prepare for UGC NET and college teaching, continue to a Ph.D., or add a professional qualification for corporate finance. It also keeps routes open in banks, audit firms, tax consultancies and government financial services.

Students who gain more from M.Com usually treat it as a working period, not a pause after B.Com. They build strong accounting and tax basics, prepare steadily for CUET PG or university merit admission, and choose a clear next step early. Some focus on UGC NET. Others pair the degree with CA, CS, CMA, an MBA in Finance, or a relevant financial certification.

Entry

Who can apply

1 route into this course.

QualificationStreamMinimumSubjects
Graduation Any — A recognised B.Com or accepted commerce, accounting, finance or business-related bachelor degree.

Percentages are indicative. Individual universities set their own cut-offs, and reserved-category relaxations differ by state and institution.

Admission

Entrance exams for this course

An exam mapping does not mean every college accepts that exam. Check the current institution and examination notification before you apply.

Outcomes

Careers this course leads to

7 routes mapped from this qualification.

A course supports eligibility and preparation. It never guarantees a particular job.

Pathways

Before and after this course

Courses that lead here

Questions

Common questions

Who can apply for Master of Commerce?

B.Com or related commerce degree with minimum qualifying marks. Admission is through CUET PG, University merit, State admission processes.

How long does Master of Commerce take?

2 years. Full-time; also available in distance or online mode through UGC-recognised open universities and DEB-approved institutions.

What does Master of Commerce cost?

Govt/University: about 20,000 - 1,50,000 total; Private: about 1,50,000 - 8,00,000 total. These are indicative ranges, not quotes. Confirm the current fee with the institution.

What can I study after Master of Commerce?

Ph.D Commerce, UGC NET for academia, CA/CS/CMA, MBA Finance, Financial certifications.